Factors determining the credit policy of commercial banks in the Russian federation

Golovanov V. S.

Lending is one of the key activities of commercial banks, implemented in the framework of credit policy. Moreover, credit policy is not constant and differentiates depending on external and internal factors and the state of the country's economy as a whole. Based on the analysis of literary sources and the monetary policy of the Central Bank of Russia, the author of the article refined the classification of factors determining the balanced credit policy of commercial banks in the Russian Federation.

Keywords:commercial bank, bank, monetary policy, lending, macroeconomic factors, the country's economy, microeconomic factors