The system of investment decisions to increase the value of a commercial bank PJSC “Sberbank”

Gancheva Elena A.

The article considers an investment - innovative solution to increase the market value of a commercial bank. The article also put forward a proposal to create a trading robot to increase the value of Sberbank PJSC. Based on the innovative idea proposed in the article, a trading robot for banks will be able to act as a special program that will automatically process over 50 applications per day from corporate clients. In addition, a trading robot can process applications for not only loans from corporate clients, but also applications for the stock exchange, and analyze market conditions. As a result, this investment-innovative solution will help the bank become a more financially stable organization, and at the same time increase the market value of the company. Based on the information that Sberbank PJSC carries out currency trading operations, the trading robot will be able to manage currency risk through an additional function - hedging. One of the methods of hedging currency risk is the conclusion of futures contracts and their verification of the deviation of the exchange rate on the transaction. A trading robot will be able to easily carry out such calculations when choosing a futures contract, based on conditions and prices. Thus, choosing the most effective futures contract for Sberbank, the trading robot will minimize the organization’s currency risk.

Keywords:commercial bank market value, securities, investments, business valuation, futures, futures contacts, risk hedging