Research of factors influencing the capital structure of commercial banks of the Russian federation and China

Shen Binbin, Perfiliev Alexander Aleksandrovich

The state of development of the banking industry is an important condition and factor for the successful development of the country's economy. This article provides a brief comparative analysis of the capital structure of Russian and Chinese commercial banks, it was revealed that they have similar characteristics. As a research method, we used multiple linear regression analysis performed using R programming (R-Studio). The main purpose of the article is to study the internal and external factors that influence the formation of the capital structure of Chinese and Russian commercial banks. The empirical results showed that the total capital of the joint-stock commercial banks of the analyzed countries correlates with the capital adequacy ratio.

Keywords:commercial bank; capital adequacy ratio; capital structure, R-Studio, Russia, China