Developing policy guidelines to reduce the gender gap in financial inclusion at the global, regional and national levels

Makhkamova Gulbahor Makhsudovna

The scientific article is devoted to solving the problems of reducing gender disparities in access to financial services. It has been proven that the presence of gender gaps in financial inclusion (FI) significantly limits the development of economic systems at different levels of their functioning. The aim of the study was to identify the development and implementation of guidelines that will aim to close gender gaps in FI at the global, international and national levels. The article uses the methods of literary analysis, analysis, synthesis, systematization, grouping and logical generalization, as well as historical and systemic approaches to disclosing and solving the problem of eliminating gender disparities in access to financial services. An assessment of the financial inclusion of women in the world showed that, for most indicators, gender gaps in financial inclusion have not narrowed. A set of policy guidelines have been developed to reduce the gender gap in financial inclusion at the global, regional (Central Asian countries) and national (Republic of Tajikistan) levels. Particular attention is paid to the differences in the development of guidelines at different levels of the functioning of economic systems. Separately, ways of conducting further research in the framework of improving the system of financing small and medium-sized enterprises based on the development of financial inclusion are outlined.

Keywords:gender gap, guidelines, Central Asian countries, Tajikistan, financial inclusion.