Development of regulation of risk and capital management systems in credit institutions and banking groups

Zubkova Svetlana V.

the article discusses the problems of risk management in credit institutions and banking groups. The introduction of advanced trading technologies and complex financial products in credit institutions, as well as the development of ecosystems, has caused new problems in the field of risk management and the main concern of banking regulators and politicians. The management of banking risks in banking groups from the point of view of regulatory authorities requires new approaches with an emphasis on the regulation of the capital of the entire banking group based on aggregate risk.

Keywords:banking groups, risk management system, banking regulation, consolidated financial statements, aggregate risk.