New trends in the development of society: digital financial literacy

Sorokina Elena Anatolyevna

The article discusses the trends in the development of Russian society. The necessity of personal budget management is determined. It is established that a financially literate person can effectively manage his income and expenses, including having savings, which has a favorable effect not only in his individual case, but also on the Russian economy as a whole. The theoretical aspects of financial literacy and digital literacy are revealed; it is concluded that financial literacy and digital literacy are a complementary ability of a person, allowing him to effectively and rationally use his income to maintain a decent level of his own well-being, which subsequently affects the level of socio-economic development of the country as a whole.

Keywords:financial literacy, financial discipline, digital literacy, digital financial literacy.